If you are hit by a credit card bug, it can spoil your ability to practice wise money management, and can ruin your financial life eventually...

If you're lucky enough to have landed yourself a job interview, then it is extremely important that you take the opportunity to make a good impression- it might be the only chance you get! If you haven't been through an interview situation before then this can be a pretty daunting experience, especially as competition for jobs is currently so fierce. When you get the invitation to interview, go through these 10 tips for your first job interview and you will arrive on the day feeling confident and ready to wow.

There are a number of factors that are considered to be instrumental when it comes to learning how to be a successful negotiator. These include: preparation, strategy, dealmaking, the art of persuasion and reading body language. Perhaps one of the most powerful weapons is the latter as it is not something that everyone is able to do. If you want to come out on top, try these tips for reading body language to win in negotiations.

Sir John Marks Templeton is a visionary in philanthropic activities and a legend in the world of fund management. He pioneered global investments with the mission of promoting spiritual wealth and knowledge. He devoted his time and his fortune to encouraging open-mindedness especially when it comes to human purpose and new spiritual information. His many charitable works earned him a knighthood by Queen Elizabeth II.